Stackaura payments infrastructure

One integration. Multiple payment rails.

Orchestrate payments across Paystack, Ozow, and Yoco through a single unified API.

Built for modern African payment infrastructure
Paystack
Ozow
Yoco
Product preview

One control layer for every transaction

Stackaura gives teams one place to initialize payments, route across rails, and keep merchant operations aligned as volume grows.

Smart routing

Automatically send each payment to the best-performing gateway.

Built-in fallback

If one provider fails, Stackaura retries with another.

Unified API

One integration for checkout, routing, and multiple gateways.

Live orchestration
Unified API
POST /v1/payments
One request
{
  "amountCents": 550,
  "currency": "ZAR",
  "gateway": "AUTO",
  "reference": "INV-08c39cca4e22"
}
Routing decision
Paystack selected
Auto
PaystackPaystack
Active
Ozow
Fallback ready
Yoco
Available
Merchant view
Stackaura Payments
Current railPaystack
StatusPAID
WebhooksHealthy
Infrastructure result
One integration. Multiple payment rails.
Route, recover, and reconcile payments through a single Stackaura layer.
How it works

Built for reliable checkout flows

01
Integrate once

Connect your product to Stackaura through one API or hosted checkout layer.

02
Route intelligently

Stackaura selects the right gateway path for the transaction and merchant context.

03
Recover failed payments

Fallback logic helps recover checkout attempts before they become lost revenue.

Developer infrastructure

API-first payments infrastructure for shipping teams

Build on hosted checkout or your own flows while keeping routing, event delivery, and payment operations aligned in one layer.

Hosted checkout
Webhooks
Unified API
Reconciliation
Unified API

One payment request. Smarter routing underneath.

API-first
const payment = await stackaura.payments.create({
  amountCents: 125000,
  currency: "ZAR",
  reference: "INV-2048",
  routing: {
    mode: "smart",
    fallback: true,
  },
});
Events

Webhooks keep checkout, payment, and merchant state in sync.

Finance ops

Reconciliation-ready records make downstream operations cleaner.

Merchant outcomes

Better payment performance without operational sprawl

Stackaura is designed for merchants, platforms, and SaaS teams that want stronger conversion without managing every payment edge case gateway by gateway.

Business impact

Higher payment success, fewer failed checkouts, and a much simpler operating model for growth teams.

Higher success rates

Route around provider interruptions before they turn into lost orders.

Fewer failed checkouts

Keep customers moving even when a payment rail slows down or times out.

Simpler operations

Manage routing, gateway visibility, and finance workflows through one control layer.

Pricing

Plans that grow with your payment volume

Transaction-based pricing for Stackaura's orchestration layer. Gateway fees charged separately through the connected payment rail.

View pricing
For merchants launching with unified checkout and auto routing.

Starter

From 1.50% + R1.50
/ transaction

A straightforward way to launch on Stackaura without adding orchestration complexity too early.

Auto routing
Hosted checkout
Unified API access
Stackaura pricing
Infrastructure, orchestration, and payment recovery.
Start accepting payments
For growing teams that need fallback and manual gateway control.

Growth

Most popular
From 2.50% + R2.50
/ transaction

Recommended for merchants that want routing control, fallback, and clearer payment operations.

Manual gateway selection
Fallback routing
Multi-gateway orchestration
Stackaura pricing
Infrastructure, orchestration, and payment recovery.
Explore Growth
For larger merchants that need custom routing and optimization support.

Scale

Enterprise
Custom pricing

Designed for higher-volume teams that need tailored support and commercial flexibility.

Custom routing support
Custom optimization
Priority support
Stackaura pricing
Infrastructure, orchestration, and payment recovery.
Talk to sales
Stackaura provides software infrastructure and orchestration tools. Stackaura does not directly process, hold, or settle customer funds. Licensed payment providers handle payment processing and settlement.
Start building

Ready to route payments intelligently?

Launch with one integration, add multiple gateways, and build a more resilient payment stack with Stackaura.